DBC^® Housing

Mortgage-backed Bond Modeling and Structuring Program for the
Tax-Exempt Housing Market

Housing bond issues can have multiple options and complex requirements for handling reserve fund investments, such as reserve fund sizing, release of reserve surpluses and replenishments of reserve shortfalls - just to name a few. DBC Housing equips you with modeling and structuring tools for mortgage-backed loans in the tax-exempt housing market for both taxable and tax-exempt issues, models assets, liabilities, investments and the flow of funds, allowing you to project forward cash flows.

DBC Housing generates cash flow forecasts that are used by investment banks, state and local housing finance agencies and other industry participants for strategic planning, investment decisions, project surveillance and default sensitivity analysis.

"modeling and structuring tools for mortgage-backed loans in the tax-exempt housing market"

DBC Housing offers:

• Support for a full range of loan types, including conventional loans with full loan prepayments, adjustable and variable rate loans, growing equity, graduated payment and HOPE mortgages.
• Multiple prepayment methods, among them FHA, PSA and GNMA, as well as user-defined decrement tables.
• The information and insight you need for strategic planning, investment decisions, project surveillance and default sensitivity analysis.
• The ability to create models for taxable issues, tax-exempt issues, single family issues and multi-family issues.